Scam Pattern Library PH

Urgency pressure

The seller pushes you to pay immediately because someone else is supposedly waiting.

What it looks like

  • The seller pushes you to pay immediately because someone else is supposedly waiting.
  • The conversation usually moves toward sending money before enough verification.

Why it is risky

The risk is that payment becomes hard to reverse before you can confirm the seller, item, unit, ticket, or service.

Ask the seller this

Slow down and verify the item, seller, and payment details before sending money.

Safer options

  • Use platform checkout when available.
  • Choose COD or public meetup when practical.
  • Keep screenshots of the listing, chat, and payment details.

How Check Muna evaluates it

  • Urgency wording
  • Payment pressure
  • Missing verification details
Check before you send money