Before you send money

Check muna bago magbayad.

Check a seller before any money moves — and if a purchase already went wrong, organize your evidence, prepare your refund or claim, and take the next step.

Advisory only. Check Muna doesn't guarantee whether a person or transaction is legitimate, or that money will be recovered.

Sample chat

“Kindly send the deposit via GCash before I ship it po.”

Payment before receipt

Check muna. Protect the deal. Recover what you can.

Check Muna now covers the whole transaction — before you pay, while you wait, and after something goes wrong.

Before you pay

Check

Review a seller, listing, offer, or payment request. Share screenshots or the conversation and get plain-language warning signs with safer next steps.

While the deal is open

Protect

Save the receipts, payment proof, promises, and deadlines from a purchase in one private place — organized and ready if you ever need them.

When something goes wrong

Recover

Turn a bad transaction into an organized case: evidence, timeline, the right next steps, ready-to-send messages, and a professional claim packet.

How Check Muna helps

Three quiet steps between an unfamiliar seller and your money.

Share the details

Screenshots, a pasted chat, or a listing link — whatever you already have.

We check for warning signs

Check Muna compares the details against common risk patterns and, when useful, checks what's publicly available online.

Get a safer next step

A plain-language summary, the questions worth asking, and safer ways to pay.

Built for the situations that come up most

Marketplace sellers you haven't met

Rental deposits & reservation fees

"Pay first, I'll ship after" claims

Job offers that ask for money upfront

Investment or "double your money" pitches

Buy-and-sell group chats

Example — not a live result

See what a check looks like

Caution signals found

  • Asks for payment before the item ships
  • Contact number doesn't match the listing

Recommended: ask for COD or platform checkout before paying.

This is a sample. Every check is based on what you share, and Check Muna never guarantees an outcome.

Already paid, and something went wrong?

Check Muna helps you prepare, organize, and take the next step — calmly, with everything in one place.

  • Product never arrived

  • Seller stopped responding

  • Refund promised, never received

  • Wrong or damaged item

  • Warranty or service claim

  • Card, bank, or e-wallet dispute

How a recovery case works

  1. Tell us what happened, in your own words.

  2. Upload your receipts, chats, and proof of payment.

  3. Review your timeline and see what's still missing.

  4. Prepare your refund request, dispute, or claim message.

  5. Export everything as one professional PDF packet.

  6. Track responses and deadlines until it's resolved.

What you walk away with

  • Evidence organized in a private vault

  • A timeline built from your own records

  • A checklist of what's missing and why it matters

  • Next steps linked to official channels

  • Ready-to-send messages you approve first

  • A professional PDF claim packet

Start a recovery case

You'll create a free account so your case and evidence are saved securely. Check Muna organizes your next steps — it never guarantees a refund or claim approval.

Free during the beta

Every recovery tool is included while we're in beta

Checks stay free and anonymous, and one full recovery case — evidence vault, timeline, action plan, drafts, and the PDF packet — is included with a free account. A per-case Recovery Pass and Check Muna Premium (more simultaneous cases, longer storage) arrive after the beta; cases you start now keep working.

Private, and built to be deleted

Your evidence is only ever used to generate your own check — never sold, never shared for marketing.

Request deletion anytime, and every check stays advisory — a way to pause and look closer, not a verdict on any person.

In a recovery case, you review everything before it counts: suggested details, timeline dates, and every message draft. Nothing is sent or finalized without you.

Check Muna organizes your own records — it never invents evidence, and it never guarantees a refund, claim approval, or any outcome. Where official channels apply, we link the real ones.

Check Muna

Check muna before you send money.

Share a seller chat, listing link, or payment request — we'll flag the warning signs.

For marketplace payments only. Never upload OTPs, passwords, or PINs.

  • Marketplace seller chats
  • Listings & delivery fees
  • GCash · Maya · bank transfer

Check muna. Bago magbayad.

Two minutes now is calmer than finding out after you've paid.